Employee Share Scheme

Employee Share Schemes (E.S.S) are becoming increasingly popular amongst large and even smaller corporate entities that want to incentivize and engage their workforce and recruit and retain key employees. Although Employee Share Schemes are structured and implemented in various forms and for different reasons, certain key principles need to be adhered to at all times […]

Not Receiving Your Salary

The terms and conditions governing the employment of an employee is regulated by the agreement entered into between the employer and the employee and sometimes even other sources of legislation such as Sectoral Determinations. It should be noted that any employment agreement is subject to the provisions of the Basic Conditions of Employment Act. The […]

Instituting a Divorce ?

A divorce causes emotional turmoil and has far reaching consequences for both your financial future and other members of your household. Specialized assistance in a sympathetic environment will reduce the pain and suffering normally associated with a divorce. An action for divorce is instituted by the issuing of a summons, which is subsequently served on […]


Concubines, cohabitation or “living together” arrangements are on the increase in modern societies, where most individuals choose not to conclude and register a civil union or enter into a marital relationship. The reasons for these decisions vary from individual to individual, but can in most cases be ascribed to the individual’s fear of subjecting his/her […]

Notice Periods At Resignation : A Growing Trend ?

The employment agreement with an employee may be terminated by the death of the employee, by his/her retirement, by dismissal, by mutual agreement or at the instance of the employee (resignation). In the event of resignation, the employee is obliged to give proper written notice of his/her resignation to the employer, which usually requires ● […]


Many security firms believe that they may be entitled to an exemption from the Private Security Sector Provident Fund (PSSPF) when they join another pension or provident fund that provides similar or even better benefits to their employees. Nothing could be further from the truth. Closer inspection of Sectoral Determination No 6 indicates that a […]

Drafting a Will

Most people believe that their estate is adequately planned when they are in possession of a will. Wills are downloaded from the internet or bought at stationary stores in order to secure the testator’s peace of mind in this respect. Regretfully, the above, not only leaves the deceased’s next of kin struggling with their loss […]

Enforcing your Debts !

The negative impact of bad debt on the cash flow of any business can be alleviated in a few easy steps. A formal credit policy based on the cash needs of your business must be compiled which should provide for the following 1. The period within which payment should be made for example 60 days. […]

Same Sex Marriages

Social Prejudice under the past South African political dispensation prevented the development of legislation that afforded life partners in same-sex partnerships equal protection and legal security as their married peers.  As a result thereof life partners were unable to partake in effective financial planning and had to face a myriad of financial implications upon termination […]